Ch 78 Frequently Asked Questions The attached information BELOW is about SEHB and Chapter 78 Relief -Frequently Asked Questions that were in the NJEA Review. It provides a lot of information for you to be able to make an informed decision regarding Health Benefits. Open enrollment is in October and new plans begin January 2021. Link for upcoming webinars that you can register for through NJEA HERE. Health Benefits & Chap 78 Q & A